Most people envision retirement in a positive light, a chance to finally put your feet up after hard work and a life well-lived.
Vacations and cruises start to come to mind, and the endless time you could spend with your grandchildren, but the fact of the matter is it may not be as dreamy as you once thought.
There are quite a few signs that can help guide you in making a decision.
It’s only natural that working on a schedule for your entire life has turned you into a workaholic, so you may have become restless.
Or maybe it’s just that you are having trouble taking care of your everyday expenses. Or it could even be boredom.
Whatever the reason, the answer is maybe you are not yet ready to retire. It could work to your benefit to return to employment, even if it’s just part-time.
Retirement does not come naturally to some people; it may feel like a waste of time and your abilities.
Getting back to work can positively refresh you, renewing your sense of purpose and alleviating your financial difficulties in the process.
Let’s talk about some tell-tale signs that may suggest that you need to rethink your retirement.
Paying Bills is a Struggle
When it comes to reasons to work, it doesn’t get any more important than this. If you are unable to make ends meet, it may be time to start looking for employment again.
It’s not uncommon to be caught off-guard by the rising inflation in the world. Things like health care and groceries may have gotten much pricier than what you saved for.
It may even come down to the fact that you simply didn’t save enough to begin with. But whatever the reason, if you start to notice a pattern that you are starting to struggle to pay your monthly expenses, it may be best to find a job.
Your Retirement Savings Are Shrinking
Sometimes, even if a person has saved responsibly for their retirement, the bitter truth often arises that it wasn’t nearly enough.
Without a steady influx of cash, it becomes abundantly clear just how fast savings will dwindle because of the everyday cost of living.
There are many reasons for this: maybe you have spent beyond your means in retirement, or maybe you just underestimated how much savings are needed to support retirement.
A part-time job could be all you need to tip the balance back in your favor.
Your Health is Suffering
While going to work is not always a joy, it can keep you physically active and that is a major benefit to your body.
While it’s only natural to take it easy and relax in retirement, it is also easy to get complacent with your health with too much slouching and sitting around.
The Mayo Clinic states that too much time spent just sitting has been linked to various health hazards such as obesity, high blood pressure, and high cholesterol.
Going back to work can put your body to work and help you stay more active.
While retirement undoubtedly has its perks, fishing and golfing your days away and going on cruises sounds good, but it can be fun for only so long.
Without a proper occupation, most days can feel like a drag, and make you wish you had something productive to be a part of again.
Getting a new job could help you get out of the house and give you a purpose again. And who knows, you may even have some fun in the process.
One of the biggest benefits of having a stable job is the feeling of being a part of something. You may have shared a bond with your colleagues and you may even have had friends that you could count on.
But now that you are retired, that human interaction may have disappeared.
Jumping back into the working world could help you with your social life and ease loneliness.
As it may be a big decision, it’s totally fine to take advice from family and people you trust on the matter. Along with helping with the signs listed above, going back to work may provide you with a new lease on life and reinvigorate you in a way you thought was no longer possible.
Online services like Dundas Life can help answer any questions you may still have.