Earn Extra Money to Pay Off Debt

More than 75 percent of the workforce lives paycheck to paycheck. It’s no wonder people of all income levels are trying to find additional ways to earn extra money. Listed below are several ways to start earning some extra cash and put an end to the paycheck to paycheck way of life. 

Advance Your Career 

Probably one of the easiest ways to bring in more money is to keep your focus on advancing your career. If you’re stuck in a job where you’re at the maximum salary for the field, continue your schooling. For example, if you have an extensive background in construction, take a course to acquire your master’s degree in construction. A masters in construction management will allow you to manage a construction site or even a large firm.   

Drive Part-Time 

There’s always a need for drivers. When you drive for companies like Lyft and Uber you sign on when it’s convenient for you to work and then sign off when you want to call it a day. Amazon and DoorDash are two other companies with a constant need for drivers to make deliveries for orders. There’s no time better than now to make a hundred or more each week to supplement your income. 

Freelance Work 

The internet is a great way to find low and high-paying remote jobs. Depending on your area of expertise, you can find freelance writing and editing work, take surveys, and do data entry, to name a few. If you’re interested in a part-time writing gig, just make sure that you go with a company that’s been in existence for several years and has a good reputation. 

Start a Side Income 

Finding a side income can be a great way to earn extra money to pay off debt. This could be achieved in a number of ways. One popular way is getting a part-time job or moonlighting job. Many even start their own business, like an online store. One potential side income source that’s quite popular these days is sports betting, particularly by becoming a bookie. By using the best pph software for bookies, individuals can start their own sports betting operation and earn a percentage of the wagers placed by their customers.


If you are a teacher or a professional with skills in a field that college students need help learning, you can become a tutor. For just a few sessions a week, you can earn a hundred dollars or more. In most cases, you’ll do the tutoring online so you don’t have to leave your home. 

Reduce Your Overhead 

If you don’t have the time to fit in a part-time gig, there are things you can do to free up money to put towards paying down debt. Almost every household budget has room for improvement. For instance, bundling services such as your cable, internet, and phone as well as your insurances are a couple of ways to reduce your overhead. Contact several companies to see what discounts you can receive for putting all the services with them. 

Shop Smart Each Day 

You may like your local store because it’s just a few minutes from the house. However, if you’re paying more each time you go, you’re throwing away your hard-earned money. Unbelievably, not all grocery stores have the same items on sale each week. This benefits you, the consumer. Browse through the weekly flyers of the supermarkets in your area to see which products that pertain to your list are on sale. You may need to go to several stores in a single day to enjoy the full savings. However, the time you invest can add up to huge savings. 

Clip Coupons 

Maybe you feel that you simply don’t have the time to clip coupons. Well, thanks to the internet, many of the retail stores have apps where, with a few clicks, you can go paperless. When you get to the register the discount will automatically come up when you enter your name or telephone number. 

Rewards Cards 

Credit cards and local retailers more often than not have a rewards card for loyalty. If there’s a store that you frequent often due to the items and excellent pricing, get their rewards card. Some of the retailers like Best Buy and Staples let you actually earn cash rewards that you can apply towards your purchase. When you live paycheck to paycheck, your life is anything but stress-free. You’re constantly trying to juggle bills to make payments on time, and often this results in bad credit. The good news is that there are ways to earn extra money or reduce your overhead so that you can apply additional money to your outstanding debt.

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